Answer: Surat al-‘Asr and its Interpreation

In the name of Allah, the Most Compassionate, the Most Merciful

{By the time, man is in utter loss, except those who believe and do righteous deeds, and exhort one another to the truth and exhort one another to patience.} [Surat al-‘Asr: 1-3]

Interpretation

1. {وَٱلۡعَصۡرِ} : Allah Almighty swears by time.

2. {إِنَّ ٱلۡإِنسَٰنَ لَفِي خُسۡرٍ} : All mankind are in utter loss.

3. {إِلَّا ٱلَّذِينَ ءَامَنُواْ وَعَمِلُواْ ٱلصَّٰلِحَٰتِ وَتَوَاصَوۡاْ بِٱلۡحَقِّ وَتَوَاصَوۡاْ بِٱلصَّبۡرِ} : The only survivors of that loss are those who believe and perform righteous deeds and at the same time call to the truth and endure it with patience.